Medicare Advantage Plans
in CT
.Effective January of 2010
Annual Election Period (AEP) Nov. 15 until Dec. 31
We will make it clear right now that we do not encourage enrollment into a PFFS plan in Connecticut. Our experience has been that many Medicare Beneficiaries who enrolled in those plans had difficulty finding medical providers who would accept those plans, let along understand the plans. If you need assistance enrolling in a Medicare Advantage PFFS plan, we will help you. But we will not put our names on the enrollment forms, nor will we accept an enrollment fee from the carriers.
This is obviously our way of suggesting you choose a plan the either:
1) Allows you to see any provider who accepts Medicare Patients
2) Publishers a list of all participating
providers in their network
PFFS plans do neither, instead, the provider has to accept Medicare patients, as well as
accept the "terms and conditions" of the PFFS contract. Good luck with that one.
When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care. In most of these plans, generally there are extra benefits and lower out-of-pocket costs than in the Original Medicare Plan. However, you may have to see doctors that belong to the plan or go to certain hospitals to get services.
To join a Medicare Advantage Plan, you must have Medicare Part A and Part B. You will have to pay your monthly Medicare Part B premium to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer.
If you join a Medicare Advantage Plan, your Medigap policy won’t work. This means it won’t pay any deductibles, co payments, or other cost-sharing under your Medicare Health Plan. Therefore, you may want to drop your Medigap policy if you join a Medicare Advantage Plan. However, you have a legal right to keep the Medigap policy.
There are currently several insurance companies that offer Medicare Advantage plans to Connecticut residents. If you click on the names of the companies below, you will be able to see the various plans we offer from each carrier.
The choices and options can be quite confusing, so please don't hesitate to call us for assistance. Your particular medical, financial, and financial situation will determine which plan is best for you.
We will gladly assist you with enrolling in the following Medicare Advantage Plans :
Aetna
ConnectiCare
Anthem Blue Cross & Blue Shield of Connecticut
Health Net
SecureHorizons
NOTE: To see 2010 Medicare Advantage plans in your county, click this link
Before making any decisions make sure you call us to confirm benefits, rates, and availability of plans. We have made every attempt to offer you accurate information. As you can imagine, there are now many plans with different designs, benefits, and costs for 2008. As of this date, there are still carriers who haven't updated their own web sites. We truly appreciate all of your patience. Thank you. To speak with a Certified Consultant on these plans call 1-800-289-8376
Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. Medicare Advantage plan types include: